Taking care of your mental health is crucial for your overall well-being and a fulfilling life. Whether you’re personally seeking help or looking to support a loved one, navigating the world of mental health care can feel overwhelming. However, with the right information and guidance, you can find the financial help needed to move forward with recovery. First, understand that if you are in a crisis it’s important to get help immediately. Next, if you are not in a crisis but still looking for help, our tips can help you get started.
If You Are Experiencing a Mental Health Crisis, Seek Help Immediately
If you are experiencing a mental health crisis, it is vital to seek help immediately. Mental health crises can manifest in various distressing ways, such as intense despair, anxiety, hopelessness, or thoughts of self-harm.
If you are in a mental health crisis, reach out to the National Suicide Prevention Lifeline (USA) by dialing 988, or reach out to the Crisis Text Line (USA) by texting HOME to 741741. These hotlines provide confidential, compassionate support from trained professionals who can listen to your concerns and guide you through the crisis. If there is an immediate threat to yourself or others, call 911.
How to Get Mental Health Help
Taking care of your mental health is as vital for your overall well-being as attending to your physical health. If you have begun to notice signs that your mental health is decreasing, your desire to improve is reason enough to seek mental health care. Some common signs that indicate a need for mental health support include persistent sadness, anxiety, changes in sleep or appetite, difficulty concentrating, a loss of interest in activities you once enjoyed, and many more. To get started on finding mental health help, here are some steps to consider:
- Research your options: Look into your area’s available mental health resources. You can start by checking online directories, asking your primary care physician for recommendations, or seeking referrals from trusted friends or family members. Consider the type of mental health professional you prefer, such as a psychologist, psychiatrist, therapist, or counselor.
- Contact your insurance provider: If you have health insurance, review your policy to determine what mental health services are covered. Contact your insurance provider for a list of in-network mental health professionals and facilities. This step can help you find affordable options and reduce out-of-pocket expenses.
- Reach out to professionals: Once you have a list of potential mental health professionals, call or email them to inquire about their availability, expertise, and treatment approaches. It’s essential to find someone you feel comfortable with, so consider asking about their therapeutic style and experience with your specific concerns. Keep in mind that some insurance policies may require you to see your primary physician first before going to a professional.
- Consider online therapy options: Online therapy platforms and telehealth services have become increasingly popular and accessible. These services provide the convenience of receiving mental health support from the comfort of your own home. Research reputable online therapy platforms and choose one that suits your needs and budget.
- Take advantage of helplines and support groups: Besides individual therapy, helplines, and support groups can offer valuable assistance. Many organizations provide 24/7 helplines staffed by trained professionals who can provide immediate support and direct you to appropriate resources. Support groups, whether in-person or online, allow you to connect with others facing similar challenges and gain insights from their experiences.
Affording Mental Health Care
Accessing mental health care should not be limited by financial constraints. While concerns about affordability are valid, there are several strategies and resources available to help you navigate the financial aspect of mental health care.
Insurance and In-Network Providers
The Affordable Care Act deemed mental health and substance use disorder services essential health benefits. This means that all health insurance packages should cover mental health and SUD services to some degree. To get the most out of your benefits, contact your insurance provider to see what type of therapy sessions, medication, hospitalization, and outpatient programs are provided. Then, seek mental health professionals who are in-network with your insurance plan. In-network providers have negotiated rates with your insurance company, which can significantly reduce your out-of-pocket expenses.
Sliding Scale or Reduced Fee Options
Though insurance is a great option, many individuals don’t have insurance, or find the price of care still too expensive even after insurance reduces the cost. Luckily, many mental health professionals offer sliding scale fees based on your income and financial situation. They may also provide reduced fee options or payment plans. Be sure to discuss your financial concerns with the therapist or clinic staff to explore potential options.
Community Health Centers
Community health centers often provide mental health services on a sliding scale or at reduced costs. These centers aim to make healthcare more affordable and accessible, particularly for individuals with limited financial resources. Reach out to the community centers in your area to see if this is an option and if you qualify.
University Training Clinics
Consider contacting local universities or colleges with psychology or counseling programs. They often have training clinics where advanced students, supervised by licensed professionals, offer low-cost or free therapy services. Though you may not be able to visit with the same professional long-term, this is a great first step to see what type of care is right for you.
Non-profit Organizations and Support Groups
Research non-profit organizations in your area that focus on mental health. These organizations may provide affordable counseling services or be able to direct you to resources that suit your budget. Additionally, some support groups are free and can offer valuable emotional support.
Remember, don’t hesitate to ask questions, seek clarification, or discuss your financial concerns with mental health professionals or organizations. They understand the importance of making care accessible and may be able to offer additional resources or suggestions. Your mental health is a priority, and with the right approach, you can find affordable options that align with your financial situation.
The Phoenix Recovery Center Can Help
The Phoenix Recovery Center is dedicated to helping you receive the best possible care for your mental health or addiction recovery. For many, understanding the nuances of insurance coverage for mental health or addiction treatment is overwhelming enough to keep them from seeking help. Luckily, our experts at the Phoenix Recovery Center deal with these nuances every day and are eager to help.
If you’re curious if we accept your individual insurance, check the many insurances that are compliant with the Phoenix. Further, if you still have questions, don’t have insurance, or don’t see that your insurance is compliant with the Phoenix, reach out today at (801) 438-3185.